![]() If paying 100 euros per month per person is a lot for your salary, the Dutch Government covers most of this payment, in my case up to 95 euros out of the 100 every month for being a working student. ![]() The difference is that kids won’t have to pay for said insurance, they just need to be registered in the same one their parents are insured and the coverage is unlimited. The minimum amount is 100 euros for the cheapest types of insurance and from there onwards.Įvery member of the family has to have some sort of health insurance, including kids. Most of the insurance programmes are customized, you can decide when you apply for it and once every year when you apply for the renewal contract, what is it that you exactly want to pay for, how much coverage it is going to have and so on. Here I leave you a link to a website that compares Dutch health insurance. As soon as you start working, you need to be insured by any Dutch company. This is something that I found quite shocking once I moved here, and I ended up paying quite a large amount on a fine for not doing it properly. In case you didn’t know it, health insurance is private in the Netherlands. Here you have the most general and common expenses explained before the individual cases: Health Insurance – Zorgtoeslag In any case, don’t worry, in the Netherlands, there are ways of make leaving something cheaper, such as shared housing, something common not only for students but also for young (and not so young) workers and using your bike in Amsterdam will also make things like transportation much cheaper! Common Expensesįor all the budgets there are going to be some expenses that you inevitably will have to take into account, no matter what your budget is. If you want to know why it is so expensive to live in Amsterdam, you can check my latest article where I explain all on detail: here. Just because it’s expensive it doesn’t mean that you will struggle, in fact, it is one of the countries with the lowest percentage of unemployment and a minimum paycheck of 1,635.60 EUR per month according to Eurostat, for a full-time job.Īpart from getting a job in the Netherlands, you can start considering what are going to be the minimum expenses and what will cost the most. The cost of living in Amsterdam will depend on the individual situation (and tastes!) of each person, but you still need to be prepared financially and consider the basic expenses. Is It Expensive to Live in Amsterdam? Expenses explained! These calculations may vary a lot, but they are based on basic needs coverage and mine and my friends’ personal experience. Of course, Amsterdam, the capital of the Lower Lands, will not be an exception. This country has gained once more the place 16th over 136 countries on a world ranking of most expensive countries in the world. Living in the Netherlands is considered expensive. Accommodation is by far the highest expense, followed by transportation and cultural activities. We estimate that the average monthly cost of living in Amsterdam for 1 person is € 1700, for 2 people € 3000, for a family of 3 – € 3600 and for a family of 4 – € 4500. Any of these approximate amounts include rent of some sort, private Dutch insurance, groceries for the month, phone bills, extra activities, and at least some extra expenses. This little guide of prices and tips will help you get an inside perspective of the cost of living in Amsterdam, the Netherlands. Amsterdam is an amazing city to visit, but how expensive is it to live there? For those who are considering moving to the heart of the nation of bikes and tulips, you’ve come to the right place.
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